Coverage Model
Coverage includes all states with connected city and county pathways for local exploration.
Housing Stability Intelligence
Structural Housing Durability For Every U.S. Location
HousingStabilityIQ measures whether housing remains sustainable for residents over time. It is a long-horizon stability framework, not a market-timing or investment forecast product.
Resident FocusNational CoveragePublic Data
Decision Lens
Analysis reflects resident durability, not speculative timing or projected price gains.
Comparative Logic
Every geography receives state and national context using identical methodology boundaries.
Update Path
Public datasets are refreshed on schedule so scores and comparisons stay current.
Scoring Framework
Four Structural Pillars
0-100 Scale • Location NormalizedOpen Guides
1
Pillar 1
Affordability Stability
Evaluates whether housing costs remain aligned with local income over time using rent burden, price-to-income, and housing-cost growth versus wage growth.
2
Pillar 2
Market Volatility
Measures consistency in housing price behavior and vulnerability to sharp boom-bust cycles that can destabilize resident outcomes.
3
Pillar 3
Supply Pressure
Tracks whether housing availability keeps up with demand through inventory behavior, construction pace, and population-adjusted supply balance.
4
Pillar 4
Ownership Sustainability
Assesses whether residents can realistically maintain housing over time across cost escalation, tax pressure, insurance overlap, and distress trends.
Questions Households Actually Ask
Buyer • Renter • Relocator • ResearcherQuestion 1
Is housing becoming unsustainable here?
Use the Housing Stability Score and trend direction to evaluate structural pressure over time.
Question 2
Are housing costs outpacing local income?
Review affordability stability metrics to understand cost-versus-income durability.
Question 3
Is this market stable beyond short cycles?
Use volatility and supply signals to separate temporary movement from structural conditions.
Question 4
Can households maintain ownership long term?
Ownership sustainability signals contextualize whether carrying costs remain viable for residents.
Data Principles And Source Stack
Inputs are selected for reproducibility, national consistency, and periodic refresh viability, with county-level series normalized into a common framework.
American Community Survey (ACS) county income, cost, and occupancy metrics
Bureau of Labor Statistics (BLS) LAUS county unemployment rates
FHFA county all-transactions HPI annual change
Census PEP county housing unit estimates (2010-2019 growth interval)
HUD county fair market rent (FMR) 2-bedroom estimates
Interpretation Standards
Trend Direction
Signals are labeled Improving, Stable, or Declining based on structural movement.
Comparative Context
Location pages include state and national comparisons for grounded interpretation.
Content Boundary
HousingStabilityIQ is explanatory and non-speculative. It does not provide investment advice or price predictions.